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Compare ISA Accounts Online

Individual Savings Accounts

ISAs are a tax free savings option to help you earn interest on your savings.  Compare a range of accounts from Cash ISAs to Stocks and Shares ISAs.

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Find out the 2014-15 ISA allowance

For the next tax year, the allowance for ISAs are £5,940 for Cash ISAs and £11,880 in Stocks and Shares ISAs. Compare rates online today.

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Earn tax-free interest on your savings

ISAs are a fantastic tax-free way to save your savings and investments. If you have some spare cash to save or invest an ISA is a good option to choose.

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Find different ways to invest

Index Tracker ISAs are a cheaper way to invest in stocks and shares. Compare the top Index tracker ISAs using our tables and apply online.

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Find the right ISA for you

An ISA (Individual Savings Account)will allow you to invest up to a certain limit during each tax year, and any interest you earn on the account is awarded tax-free.

Current ISA rates 2013/2014

The total limit for the current tax year, ending 5 April 2014, is £11,520 (£5,760 for a Cash ISA)

The limit renews each year so you can continue saving if you choose, however you won't be able to carry over any remaining allowance.

The ISA rates in 2014/2015 will be £11,880 (£5,940 for a Cash ISA)


Read our guides for taking out an ISA for 2014/2015

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There are different types of ISA available, allowing you to be flexible with the way you save.

Most providers will offer different types of account with fixed or variable rates, and various access options so shop around to see where you can get the most for your money

comparison tables provided by Love Money

Cash ISA

If you are resident in the UK and over 16 years old, you will be entitled to open a Cash ISA. The limit to the amount you can save in the current tax year is £5,760.
Cash ISAs are a safe way of investing your savings without any investment risks.
You can choose to invest a lump sum or pay in over a period of time as long as you keep within the upper limit. ISAs are flexible enough for you to withdraw your savings but do remember, that if you have already invested the full £5,760 you won't be able to pay in any more money until the new tax year.

Stocks & Shares ISA

If you are wishing to invest the full £11,520 during the year then you will need to make use of the Stocks & Shares ISA. You can either invest the full lump sum or you can split the funds between a Stocks & Shares ISA and a Cash ISA.

Stocks & Shares ISAs contain an element of risk as they are associated with the investment market but can potentially offer a greater return than a traditional savings account.

Junior ISA

Junior ISAs were introduced in 2011 as a tax-efficient way of young people saving for the future. The accounts are similar to a Cash ISA but available to anyone under the age of 18 and designed to help both children and their parents save.

The limit for a Junior ISA in the current tax year is £3,720.

If you want to find out more about how to invest your savings in an ISA, read our comprehensive guides for more information, tips and advice.